Ask Blue: Your personal guide to understanding the basics of reform.

Website Provides Guidance for Successful Exchanges

The Choice & Competition Coalition launched its new website, www.choiceandcompetitioncoalition.org, to help educate policymakers and others on the importance of assuring that health insurance exchanges promote competition and preserve consumer choice. The site explains what an exchange is and offers an option for consumers to receive updates and alerts relevant to their state.

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Repeal of Provision 1099

The Senate voted 87-12 on Tuesday, April 5, to repeal the 1099 provision of the federal health care reform that would require businesses to file a 1099 form with the Internal Revenue Service any time they spend more than $600 a year with another business.

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Accountable Care Organizations under the Medicare Shared Savings Program

On March 31, 2011, the Centers for Medicare & Medicaid Services (CMS), an agency within the Department of Health and Human Services (HHS), proposed new rules under the Affordable Care Act to help doctors, hospitals, and other health care providers better coordinate care for Medicare patients through Accountable Care Organizations (ACOs).  ACOs create incentives for health care providers to work together to treat an individual patient across care settings – including doctor’s offices, hospitals, and long-term care facilities. The Medicare Shared Savings Program will reward ACOs that lower growth in health care costs while meeting performance standards on quality of care and putting patients first. Patient and provider participation in an ACO is purely voluntary.

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Rate Review

The Department of Health and Human Services (HHS) is finalizing its proposed rate review regulation released last December. The proposed rule, which would be effective July 1, 2011, sets a national threshold to trigger review – either by the state if HHS determines it has an “effective” review process, or by HHS.  For 2011, the proposed trigger for review is if an insurers’ “weighted average increase” is 10 percent or more for the rate filing.

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New Guidance on Appeals

The Affordable Care Act created a new section of the Public Health Service Act requiring insurers and group health plans to have internal appeals and external review mechanisms. Last September, the Department of Labor (DOL) provided a grace period until July 1, 2011 for plans to have this done, and stated that they would take no enforcement action against an insurer or group health plan working in good faith to implement these standards.

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House Votes to Repeal Health Care Law

The below is a synopsis of articles posted by the Associated Press and other media resources.

On Wednesday, Jan. 19, 2011, Republicans pushed legislation to repeal the Democrats’ health care overhaul with a 245 to 189 vote. However, the repeal faced opposition in the Democrat-controlled Senate, and did not pass that vote on February 2, 2011, as well as a veto threat from the President.

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Reform’s Six-Month Anniversary Means Change for Consumers

Congress passed the health care reform bill in March 2010, and a wave of changes take effect on the six month anniversary of this bill, Thursday, Sept. 23. These changes will take place at the time when companies renew their employee coverage. A detailed summary of changes are available via the links at the end of this article. Here are some of the more significant changes taking place.
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Health Care Reform Legislation – Get the Facts!

Read the detail behind the health care reform legislation passed in March 2010. Click below for detailed Fact Sheets on the key elements of reform.

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Blue KC Hosts Broker Reform Meetings

Blue Cross and Blue Shield of Kansas City hosted meetings with its broker distribution network recently to update and inform them about evolving elements of health care reform. Senior management at Blue Cross and Blue Shield of Kansas City and Deloitte Consultants provided an overview of reform, where it stands now, and its anticipated impact to key stakeholders. To see a copy of Deloitte’s presentation and handouts, click on the links below.

Acrobat Icon BCBSKC Broker Reform Presentation
Acrobat Icon Broker Brochure

To view Blue KC’s broker handouts, click below:
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Early Retiree Reinsurance Program – What You Need to Know…

Blue Cross and Blue Shield of Kansas City (Blue KC) would like to update you on the Early Retiree Reinsurance Program that is part of the health reform bill that was passed in March. This write-up includes information on how we plan to support our clients who wish to apply for funds under this program. This program encourages employers to maintain insurance benefits for early retirees by reimbursing the employer for some of the increased costs of providing insurance for them.

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Frequently Asked Questions

As a service to our members and the community, Blue Cross and Blue Shield of Kansas City (Blue KC) continues to analyze and evaluate the impact reform will have on us all. You can be confident that Blue KC is working hard to understand the complex reform legislation that was passed. We will continue to update this FAQ as we gain more clarity on the different reform elements. Thank you for your interest and please check back often.

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